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Going back to its roots, South East Bank decided that a refinancing and consolidation product that was available to a broader market could help many of its student loan borrowers payoff their debt. The company offers variable rates as low as 2.69% and fixed rates as low as 3.09%.
At this time, ELFI offers 5, 7, 10, 15, and 20-year term length options.
How did So Fi cement itself as the leader in the industry? As of this writing, So Fi currently offers refinancing rates as low as 2.58% for variable rates and 3.25% for fixed rates.
The rates cap out at 7.07% and 7.25%, respectively.
Then, you will be required to upload supporting documents so that So Fi can verify your income and education.So Fi's minimum amount of student loan debt to refinance is ,000.So Fi aims to save you money and push you forward.If you are planning to submit an application, block off at least 20 minutes of time to complete it.Please note, from here on out, we consider "consolidation" and "refinancing" the same thing.All of these companies have been vetted by The Student Loan Report team for product quality, security, and customer experience.
For more information about any one of these student loan refinancing lenders, look for the link to our full review and analysis of the companies.